Get the funding
you need for your next real estate project
Seraph capital is here to help you find the funding you need whether it's to rehab your next flip, acquire that new addition to your portfolio, or access the equity in your current property.
Fast Funding
Funding as quick as one week. Up to 100% financing for qualified borrowers.
Flexible Options to Suit Your Needs
We work with multiple lenders to provide you with the best options for your needs.
Ready to get your project started?
Find Potential Properties
Identify properties that you'd like to invest in. If you need help, we can help you find properties that meet your criteria.
Write Offers
Make offers to the sellers. The more offers you write the better your chances of getting a property. We can help you with Proof of Funds letters if needed.
Get Your Offer Accepted
Once you're offer is accepted you're almost there.
Put Earnest Money in Escrow
Once you've completed these steps and have a signed Purchase and Sale Agreement, you're ready to talk to us about funding.
Why Seraph Capital?
Having Seraph Capital on your side gives you the confidence to make offers. Find a solid deal that fits our guidelines, do your due diligence, and submit an application. We're ready to fund it!
Speed
We understand that time is money. We can get you funding in days or weeks, not months like traditional lenders.
Focus on the Deal, Not Your Credit
We care more about the property's potential than your credit score. The property is what secures the loan.
Creative Solutions
Banks often reject deals that need repairs. We specialize in funding promising investment properties that others won't touch.
100% Financing
(for qualified borrowers)
We can often fund the entire project, minimizing your upfront costs and maximizing your returns.
Having Seraph Capital on your side gives you the confidence to make offers. Find a solid deal that fits our guidelines, do your due diligence, and submit an application. We're ready to fund it!
Finding the "Sweet Spot" Deal
Finding the right property is the foundation of a successful fix and flip. Here's a detailed 5-point guide to help you identify deals with the greatest potential for success, while minimizing risk:
Target Homes Below the FHA Cap: Homes above the FHA cap often experience more volatile price swings and are more vulnerable to market downturns. Focusing on homes below this threshold offers a degree of protection. Insight: Explore opportunities just below the cap in desirable neighborhoods. These often represent undervalued opportunities due to perceived price ceilings.
Focus on 1-4 Unit Properties: These properties appeal to a wider range of buyers, including both families and investors seeking rental income. This versatility increases your chances of a quick and profitable sale. Insight: Consider the rental potential before you flip. Even if your exit strategy is a sale, a property that easily rents provides an additional safety net and attracts a broader range of offers.
Price Strategically At or Below FHA Requirements: By pricing your renovated property to align with FHA loan limits, you tap into a significant pool of first-time homebuyers who may be unable to secure conventional financing. This expands your reach and accelerates the sales process. Insight: Understand the specific FHA requirements in your target area. Knowing these details allows you to tailor your renovations to meet those needs, maximizing buyer appeal.
Prioritize Homes with Efficient Layouts and Functional Spaces: Today's buyers value practicality and efficient use of space over large, ornate layouts. Focus on properties that offer flexible living areas and modern amenities. Insight: Think beyond cosmetic upgrades. Simple changes to the floor plan to create open-concept living or add a functional home office can significantly increase perceived value.
Look for Properties with Manageable Lot Sizes: Buyers generally prefer properties that offer outdoor space without requiring excessive maintenance. Smaller lots translate to lower upkeep costs and greater convenience. Insight: Low-maintenance landscaping is key. Invest in drought-resistant plants and features that require minimal watering and upkeep to attract busy buyers.
We want to fund projects that offer you the best chance of success. That’s why we encourage you to carefully consider these 5 factors when evaluating potential deals.
Types of Deals Seraph Capital Funds:
- Fix & Flip Loans
- Cash-Out Refinance Loans
Loan Terms:
- Max Loan Amount: Bring us your deal! We have funding solutions from $30,000 up to the FHA Cap in your county, and potentially more depending on the project.
- Rates: Current rates start at 9.99% annualized interest with origination fees from 0-5%. (Rates are based on credit score, but credit score does NOT determine loan approval.)
- Loan Term: 6 Months to 2 Years for a fix & flip or refinance.
Ready to get started? Contact us today to discuss your project and see how Seraph Capital can help you achieve your real estate goals!
Let's talk!
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